Ian Phillips

I’ve been proud to call this region home since I began my journey with State Farm back in 2007. From day one, my mission has been clear: to help protect the things that matter most to families right here in our community. That’s why, in August 2019, I opened my own State Farm Agency right here in Ashland, KY — your hometown insurance and financial services resource.

As the Ashland State Farm Agent, my team and I are honored to serve not only Ashland but all of Kentucky—including Russell and Flatwoods—as well as our neighbors in West Virginia and Ohio. Whether you’re looking for auto, home, renters, or life insurance, or exploring business insurance and financial services, we’re here to provide personalized, hometown care.

If you’re new to the tri-state area, we’d love to welcome you and help you feel right at home. We’re more than just an agency — we’re your neighbors, committed to protecting your future and supporting our community every step of the way.

I’m a proud graduate of Morehead State University, a resident of Flatwoods, a husband, and a father to two boys. As a longtime member of the Ashland Alliance, I’m dedicated to being your trusted local partner for all your insurance and financial needs.

Stop by or give us a call — let’s protect what matters most, together.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Connect with Ian for insurance guidance in Ashland.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. In Ashland, you can count on Ian for personalized service.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Ian is here to help your Ashland household feel covered.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Ian about your options in Ashland.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. For personalized coverage in Ashland, KY, reach out to Ian.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Ian is proud to serve the Ashland community.